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City councilman files Chapter 13 over debt owed to the city

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For many suffering from financial troubles in Summit, filing for bankruptcy still has a perceived social stigma associated with it. They may believe that should their decision to seek bankruptcy protection ever get out, they will be viewed as irresponsible and untrustworthy. While no one wants to be in the position to need to file for bankruptcy, seeking such protection in many cases may be the most responsible thing that they can do. And in many cases, it's not a sign that one doesn't want to repay their debts.

A Chapter 13 bankruptcy actually helps them to develop a feasible repayment plan to many of their creditors so that they can still fulfill their responsibilities to them without the concern of a judgment or wage garnishment hanging over their heads. Many actually may be surprised to learn who in their own communities has sought such debt relief.

A city councilman in North Carolina recently sought such protection through a Chapter 13 filing. In his case, the source of his debt is actually the very city that he works for. He owes the city over $32,000 stemming from a lawsuit that he was involved in filing against them over 10 years ago. His side ultimately lost, and was ordered to pay back the aforementioned amount. His personal bankruptcy filing actually comes only a day before his own home was scheduled to auctioned off to pay his debt.

While the circumstances surrounding everyone's own personal debts are different, the stresses associated in dealing with them are often the same. Those enduring such struggles may wish to seek the sort of fresh financial start that a Chapter 13 bankruptcy can provide. Anyone wanting more information on such assistance may wish to speak with a bankruptcy attorney.

Source: WFMY News 2 "High Point City Councilman Files Chapt. 13 Bankruptcy" Morgan Hightower, Dec. 17, 2013

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