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Posts tagged "Chapter 13"

Foreclosure rate in Ohio rises

Despite legislation to make mortgage modification easier and prevent even more foreclosures after the housing crisis, many Americans are still struggling to keep their homes. If you are overwhelmed with the amount of your personal debt, Chapter 13 bankruptcy is a viable option that will typically allow you to stop foreclosure, keep your vehicles and get some debt relief.

When is Chapter 13 a good option to stop foreclosure?

In Chapter 7 bankruptcy, your non-exempt assets are liquidated and sold to pay creditors. Whatever debt is left after that process can be discharged. But what if you still have heavy mortgage debt after your Chapter 7 case is finished?

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