Canton Bankruptcy Law Office Providing The Debt Relief You Need
Is debt ruining your life? You are not alone. We understand what you are going through. Our attorneys have represented over 25,000 people in Ohio who were struggling to make payments and were behind on credit cards and loans. Filing for bankruptcy can help. At Debra Booher & Associates Co., LPA, you can rely on our decades of experience in this area of law.
We offer a free initial consultation to discuss your bankruptcy needs, so call us in Canton today to get started. We will assess your financial situation and tell you whether bankruptcy is the right option for you and your family. If it isn’t, we won’t recommend it, and we will discuss alternative solutions with you.
Why Is Bankruptcy A Good Choice For People In Canton?
When it’s appropriate for your situation, bankruptcy can be enormously effective. It allows you to discharge some debts and reduce the payments on others. In most cases, you can keep the majority of your personal assets; it’s a myth that you lose everything in bankruptcy.
Another advantage of bankruptcy is the protection of the automatic stay. This means that creditors cannot harass you or try to collect on a debt while the bankruptcy is in progress. So there will be no more phone calls, letters or people showing up at your door.
The Benefits Of Working With Us In Bankruptcy Cases
There are clear benefits of filing for bankruptcy to eliminate your debt.
| Stop The Stress | Keep Your Assets | Experienced Guidance |
| Bankruptcy stops creditor harassment, wage garnishment and new liens from being filed. | In many cases, exceptions allow you to keep most of your assets. We’ll explain it to you. | With over 25,000 bankruptcy clients, we have the knowledge and experience to help you, too. |
Chapter 7 Bankruptcy Is Helpful When You Have Unsecured Debts
If you have credit card bills, medical bills or personal loans that you cannot pay, Chapter 7 may be right for you. It is also good for people with a modest income because you must pass the means test to be eligible for Chapter 7.
In Chapter 7, your unsecured debts will be discharged and you won’t have to repay them. The process typically takes five or six months to complete.
Chapter 13 Bankruptcy Is Good For Secured Debts
Are you behind on your mortgage and car payments? Maybe you are also having trouble paying the bills. Chapter 13 may be right for you. In this chapter of bankruptcy, your secured debts will be consolidated into one monthly payment that you can afford. You will repay them over three to five years. In addition, any unsecured debts will be either reduced or discharged. You must have enough income to pay the monthly payment to be eligible for this chapter of bankruptcy.
What To Expect From The Process
While each case is unique, bankruptcy follows a general process:
Free consultation with caring attorneys: There is no cost to discuss your debt relief needs with us. We are knowledgeable and compassionate, understanding that this is a challenging time for you.
Custom bankruptcy plan: We will determine which chapter of bankruptcy is right for you and develop a customized plan to reduce and/or eliminate your debt.
Filing and relief: We will file the bankruptcy for you and assist you with anything you need while it is in progress. When your bankruptcy is completed, your debts will be discharged or you will have repaid a portion of them, depending on which chapter you filed. You can move forward with better financial circumstances.
Visit Us In Canton
Our office is located at 4450 Belden Village Street Northwest in Suite 204. We are easy to reach and are near the Belden Village Office Tower. To set up an appointment with our Canton bankruptcy lawyers, call us at 888-542-1300 or contact us online today for a free consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
