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To protect your safety in response to COVID-19, we are offering our clients the option to meet with us, via telephone or in-person, based on the client’s choice. Please call our office to discuss your options.
Filing for bankruptcy and going through a divorce are both difficult experiences on their own. When these two events happen at the same time, they can impact each other in many ways. Understanding how bankruptcy can affect your divorce can help you make informed...
Recent student loan developments have sparked significant interest among borrowers. The Biden-Harris administration recently approved an additional $77 billion in student debt relief for 160,000 borrowers. This new action focuses on those who faced challenges under...
In Ohio, like in many other states, some creditors use social media as a tool to collect debts. This practice can sometimes cross the line into harassment. It can cause great emotional and mental strain for people in debt. Social media tactics used by creditors...
In times of financial strain, it is tempting to turn to family for help. However, borrowing money from relatives to tackle debt can lead to unforeseen issues. There are several reasons why dependency on family loans can perpetuate a cycle of problems. Straining...
Loan modifications can offer relief to homeowners facing financial hardship. For example, lower interest rates and loan term extensions can make loans more manageable. In Ohio, several factors influence the approval and terms of these modifications. 1. Financial...
Experiencing financial difficulties is a common part of life. Many people choose to file bankruptcy when these difficulties become too overwhelming. Filing bankruptcy does not make you a failure. Life throws unexpected challenges, and bankruptcy is a tool to overcome...
If you are experiencing financial distress, you may think about turning to relatives for help. Borrowing money from a family member to pay off a creditor can seem like a practical solution. However, it does have its share of downsides worth considering before you take...
According to NPR, the rate of seniors filing bankruptcy is on the rise. Since 1991, the number of people over the age of 65 filing has tripled, and this group has different concerns than younger filers. For older individuals filing for bankruptcy, there has to be an...
According to the Administrative Office of the U.S. Courts, over 380,000 Americans filed for bankruptcy in 2022, and over 18,000 of those were in Ohio. The decision to file for bankruptcy is a significant one, carrying both relief from crushing debt and serious...
Altering the terms of a loan can help people facing high-interest rates, unrealistic payment plans or sudden life changes. Whether you are trying to attain financial stability or are struggling to keep up with loan payments, modifying a loan could be a potential...
