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February 2015 Archives

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Determining when bankruptcy is needed

As many Ohio residents know, trying to provide for loved ones while trying to pay off debt may be difficult if one's financial status is undermined by unemployment or other factors. Deciding if bankruptcy is a way to overcome such a downturn may depend on specific situations.

Keeping a business after filing for bankruptcy

In some cases, small business owners in Ohio may be able to keep their businesses after filing for bankruptcy. If the debtor owns a sole proprietorship, for instance, they can file for personal bankruptcy and perhaps keep the business. An individual may choose to file for Chapter 7 bankruptcy if they cannot afford to repay their debts, or they can file for Chapter 13 bankruptcy to repay their debts over time.

Unexpected medical debt despite hospital aid programs

According to the Consumer Financial Protection Bureau, more than half of all consumer debt is attributable to medical bills. Even when Ohio patients are indigent and qualify for a hospital aid program, they may still be held liable to pay for such things as anesthesiology that was contracted to a private physician's group by the hospital.

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