On behalf of Debra Booher & Associates Co., LPA | Sep 28, 2017 | Chapter 13 Bankruptcy
Starting on Sept. 15, there will be a 180-day waiting period before an unpaid medical bill can show up on a credit report. Also starting on that date, medical debts in collections that are paid by an insurance provider will be deleted from a credit report. While that...
On behalf of Debra Booher & Associates Co., LPA | Sep 26, 2017 | Chapter 13 Bankruptcy
A Chapter 13 bankruptcy is one in which a person works out a payment plan to repay creditors over three or five years. Some Ohio filers may be concerned about their ability to rent or buy a home after the bankruptcy. While this becomes more difficult after they...
On behalf of Debra Booher & Associates Co., LPA | Sep 22, 2017 | Bankruptcy
Consumers in Ohio and around the country are finding it increasingly difficult to keep up with their monthly bills according to a report from the Federal Reserve Bank of New York. The New York Fed says that credit card delinquency rates in the United States rose in...
On behalf of Debra Booher & Associates Co., LPA | Sep 21, 2017 | Medical Debt
Medical costs remain at the top when it comes to debts that burden consumers. In 2016, 43 million American adults – 20 percent of the population – dealt with out-of-control healthcare-related debts negatively affecting their credit. Relief is on the way,...
On behalf of Debra Booher & Associates Co., LPA | Sep 20, 2017 | Chapter 13 Bankruptcy
Ohio residents may believe that working with a debt settlement company is better than filing for bankruptcy. However, the impact to a person’s credit score may be the same regardless of which option is chosen. In some cases, an individual could see his or her...
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