Many people in Ohio are forced to seek medical care when they are unable to afford it. Sometimes, people are uninsured while at other times, the insurance they have does not cover all of the care that is received. Some people are forced to utilize the services of a...
Month: December 2014
Basic information about Chapter 13 bankruptcy
In large part, bankruptcy laws are in place to help financially troubled individuals and businesses seek debt relief when they have exhausted all other options. Chapter 13 is a bankruptcy option for self-employed individuals, wage earners and sole proprietors. People...
Unsecured debt and home ownership in Ohio
Collection methods differ from secured debt to unsecured debt. A secured debt creditor can seize the asset that is collateral for securing the debt. An unsecured creditor does not have that option unless they take a debtor to court, which involves a debt collection...
Removing a mortgage lien through bankruptcy
One of the most important issues for many Ohio debtors considering bankruptcy is protecting their homes from possible foreclosure. In some cases, a person's residence may be encumbered by both a first and second mortgage. While the person may be able to afford paying...
Avoiding debt scams in Ohio
Roughly a million Americans file for bankruptcy each year, and others are struggling with high levels of debt. This has created a demand for credit repair and credit counseling services. Those who need help may find that some service providers are scams that attempt...