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Finding Financial Stability After the Pandemic
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Navigating business ownership with personal debt issues
Having some debt is a normal part of life, but debt can often stand in the way of pursuing our dreams and goals. If your goal is to have your own business, realities such as car and student loans and medical debt can limit the amount of money you can borrow for your...
Can I keep my car if I file for bankruptcy?
Many people believe that filing for bankruptcy means that they will lose everything. However, bankruptcy is a form of debt relief, not asset relief. The law allows you to exempt certain items when you file for bankruptcy protection, including your car. Whether this is...
Don’t allow debt to put your family relationships at risk
When you’re struggling with overwhelming debt, it can be difficult to know where to turn. It may seem like the least complicated way to pay off your bills is to ask for a loan from a family member. However, what happens if this proves to be just a temporary fix?...
The truth behind bankruptcy myths
People are exposed to a wide range of misinformation on the topic of bankruptcy. You may even have avoided considering bankruptcy as a debt relief option based on things you have heard. The truth is, bankruptcy can be the most effective way to help you get a fresh...
Ohio’s updated 2019 bankruptcy exemption amounts
Filing for bankruptcy is not an easy choice to make, but those who do are able to keep much of their property when filing for Chapter 7 bankruptcy protection. Ohio does not follow federal bankruptcy code for exempt property, but state exemptions match federal amounts....
The basics of bankruptcy: Chapter 7 vs. Chapter 13
The legal system can feel daunting even when there is little at stake. When your finances become involved due to bankruptcy, everything can feel downright scary. It doesn’t need to. Bankruptcy is a way to ease the pressure and emotional burden of debts that have...
What happens to my retirement in bankruptcy?
You have spent years preparing for your retirement. Your retirement accounts have slowly gained value through the years with each paycheck. Then the unthinkable happens. You have a medical emergency. You lose your job. Paying bills becomes harder and harder. You reach...
Four common misconceptions about bankruptcy
The decision to file bankruptcy can be difficult. While attempting to manage an insurmountable amount of debt, you may explore every other alternative to gain even some financial relief. The many myths and misconceptions surrounding bankruptcy only add to the...
How can bankruptcy save you?
The word “bankruptcy” has many negative connotations attached to it. But bankruptcy is actually a positive solution for many people suffering from debt and financial stress. There are many benefits of filing bankruptcy and the process can help in a variety...
