On behalf of Debra Booher & Associates Co., LPA | Apr 24, 2018 | Blog
Procrastinating on financial matters is often an expensive mistake. It can lead to massive debt, and bankruptcy may be the best resolution in the end. Fortunately, making small and smart changes now can save you from costly consequences. 1. Paying the minimum monthly...
On behalf of Debra Booher & Associates Co., LPA | Apr 12, 2018 | Blog
Owing debt to creditors is stressful. Letters fill up your mailbox and you begin screening all your calls. Many people turn to family for help; but consider the choice to borrow money from family carefully. If there is any chance you may file for bankruptcy in the...
On behalf of Debra Booher & Associates Co., LPA | Mar 14, 2018 | Blog
It’s the main event that you didn’t want to happen, but now it’s time to face the consequences. In this corner, it’s the American consumer who has tallied a record credit card debt of more than $1 trillion. His opponent for the match, of...
On behalf of Debra Booher & Associates Co., LPA | Feb 2, 2018 | Blog
Alexandra is usually very well put-together, never a hair out of place and always perfectly dressed for the occasion. The morning she met Katie for coffee, however, her blouse was half tucked in and had a stain on the sleeve. Her eyes looked tired and there were bags...
On behalf of Debra Booher & Associates Co., LPA | Jan 22, 2018 | Blog
Debt often feels like a race that you can never win. Debtors struggle to make payments every month, sometimes without even touching the principal balance of their loans and bills. One of the most fundamental solutions to debt is to create a budget. While a budget is...
On behalf of Debra Booher & Associates Co., LPA | Jan 22, 2018 | Blog
It was a difficult decision, but you and your family decided bankruptcy would be the best solution toward overcoming months of financial difficulties. It was not a decision you made lightly with all the questions that floated in your head. Among them: Will I lose my...
On behalf of Debra Booher & Associates Co., LPA | Jan 16, 2018 | Blog
It is often overestimated how filing for bankruptcy will affect a credit score. People assume that a credit score will be ruined indefinitely. This is untrue, but filing for bankruptcy will have a negative impact on a credit score for a period of time. This is because...
On behalf of Debra Booher & Associates Co., LPA | Jan 3, 2018 | Blog
Even with insurance, healthcare is shockingly expensive. Between unnecessary surgical add-ons, scans and overused intensive care-level treatment, medical patients often find themselves facing surprisingly large hospital bills. More than 25 percent of Americans cannot...
On behalf of Debra Booher & Associates Co., LPA | Jun 8, 2017 | Blog
You may be struggling financially and overwhelmed by harassing communications from your creditors. You know that filing for Chapter 7 bankruptcy could help you, but you heard it’s harder to qualify since the U.S. Bankruptcy code was changed. First, you should...
On behalf of Debra Booher & Associates Co., LPA | May 11, 2017 | Blog
One of the things that often holds people back from filing for bankruptcy when they could really benefit from it is the fear of losing personal property. Many Ohio readers often associate bankruptcy with a forced selling of all valuable property in order to pay off...
