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June 2015 Archives

Some Ohio residents may consider Chapter 13 debt repayment plan

Becoming overwhelmed with debt may be a fear that many Ohio residents share. These consumer fears are understandable as debt can accumulate more quickly than expected. If residents find themselves facing situations in which they are unable to handle their debt balances on their own, they may wish to look into Chapter 13 bankruptcy in order to determine whether they may qualify. 

Ohio residents can eliminate debt to help avoid health problems

Though many Ohio residents may understand that considerable debt can lead to difficulty handling finances, debt can also affect individuals in other ways. They may begin experiencing mental or physical problems that could be related to stress from financial issues. As a result, these outcomes could lead individuals in a greater desire to eliminate debt.

Older Ohio residents with debt may be interested in bankruptcy

Many individuals of any age can face financial difficulties. Older Ohio residents are just as susceptible to having a hard time making ends meet as individuals of a younger age. Some older parties may suffer due to medical expenses or other issues that they have had to contend with, and they may consider using retirement funds before filing for bankruptcy. However, bankruptcy could potentially be a better alternative for dealing with debt than using such funds.

Ohio residents may find Chapter 13 bankruptcy beneficial

For numerous Ohio residents, financial status may play a considerable role in how they view themselves and how they believe other people view them. Some individuals facing financial difficulties may believe that they should feel ashamed about their situation, and that if they file for bankruptcy, it will mean that they have somehow fallen short. However, Chapter 13 bankruptcy should not be considered in this manner; rather, it's a step toward improvement. 

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