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Debt can feel overwhelming and isolating, but it’s a common challenge many people face. Breaking the stigma surrounding debt and understanding the benefits of bankruptcy can help you regain control of your financial future. Why debt carries a stigma Society often...
Recent student loan developments have sparked significant interest among borrowers. The Biden-Harris administration recently approved an additional $77 billion in student debt relief for 160,000 borrowers. This new action focuses on those who faced challenges under...
In times of financial strain, it is tempting to turn to family for help. However, borrowing money from relatives to tackle debt can lead to unforeseen issues. There are several reasons why dependency on family loans can perpetuate a cycle of problems. Straining...
Altering the terms of a loan can help people facing high-interest rates, unrealistic payment plans or sudden life changes. Whether you are trying to attain financial stability or are struggling to keep up with loan payments, modifying a loan could be a potential...
If you are in the midst of a separation or divorce, you may be wondering how your debts will get divided. Courts base these decisions on a case-by-case basis, but having a general understanding of the standards in Ohio can help prepare you for potential debt...
The end of a marriage brings forth many responsibilities and concerns for Ohio residents. In addition to dealing with divorce proceedings, both spouses might need to address personal finances. Not everyone's finances are in perfect shape. Divorcing spouses could also...
Ohio's economy, like most other states in the nation, has had its ups and downs. If you've been raising your family here for some time, you've probably faced quite a few challenges through the years, as the cost of living, housing market and employment rate (among...
Many individuals experience financial challenges at some point in their lives, and the financial weight of debt can be a heavy burden. If you are facing similar circumstances, you could be suffering from a situation in which there appears to be no end in sight. While...
Filing for bankruptcy can offer individuals a clean slate in most areas of life, but a couple of forms of debt are notoriously difficult to discharge: mortgages and student loans. The latter might seem especially baffling, especially to younger people. Why can't...
Many readers of our Ohio bankruptcy blog perhaps know a thing or two -- or, unfortunately, much more -- about the underside of the country's vast debt collection industry. Their knowledge might come from the anecdotal imparting of adverse information supplied by...
