Ohio's economy, like most other states in the nation, has had its ups and downs. If you've been raising your family here for some time, you've probably faced quite a few challenges through the years, as the cost of living, housing market and employment rate (among...
Many individuals experience financial challenges at some point in their lives, and the financial weight of debt can be a heavy burden. If you are facing similar circumstances, you could be suffering from a situation in which there appears to be no end in sight. While...
Filing for bankruptcy can offer individuals a clean slate in most areas of life, but a couple of forms of debt are notoriously difficult to discharge: mortgages and student loans. The latter might seem especially baffling, especially to younger people. Why can't...
Many readers of our Ohio bankruptcy blog perhaps know a thing or two -- or, unfortunately, much more -- about the underside of the country's vast debt collection industry. Their knowledge might come from the anecdotal imparting of adverse information supplied by...
It is true that filing for bankruptcy can have an effect on credit scores. However, those scores have the ability to be rebuilt over time if Ohio residents are willing to put in the effort. The different types of consumer bankruptcy may affect when individuals need to...
Many Ohio residents likely know that considerable debt can be overwhelming and stressful. They may imagine what life could be like without such debt, but they may also feel as if they might never be able to have such a life due to their debt liabilities. It is true...
Dealing with debt may make Ohio residents feel as if they are alone in their struggles. They may feel that their financial burdens are insurmountable and that they will have to continue facing credit card debt from month to month. However, individuals with debt issues...
When Ohio residents are searching for ways to handle considerable debt, some may wish to avoid bankruptcy. However, consumer bankruptcy could help qualifying individuals regain control of their financial situation. If individuals choose to file for Chapter 7...
The holiday season is notorious for spending money on gifts, holiday meals and other expenses. However, even after the season ends, Ohio residents can still be feeling the impact of that spending. Accumulating considerable debt during the holidays is not unusual, but...
When Ohio residents have a substantial amount of debt, they may consider various options in order to find relief. However, some debt relief options may seem too good to be true, and debt consolidation could fit that category in some instances. Therefore, when parties...
