In Ohio, like in many other states, some creditors use social media as a tool to collect debts. This practice can sometimes cross the line into harassment. It can cause great emotional and mental strain for people in debt. Social media tactics used by creditors...
Loan modifications can offer relief to homeowners facing financial hardship. For example, lower interest rates and loan term extensions can make loans more manageable. In Ohio, several factors influence the approval and terms of these modifications. 1. Financial...
Making the choice to file bankruptcy may only come after you exhaust other options. When you do decide, you may wonder what will happen to your business. You may not have to liquidate your business even if you file for bankruptcy. Doing so under Chapter 13 or 11 may...
There are few things worse than seeing your debt rise after retirement. You might think you're too old to rejoin the workforce or worry you won't get hired even if you did apply. Whatever the reason, it's important not to make this major mistake: paying off your debts...
Family members love each other and want to support one another through tough times both emotionally and financially. A perilous situation can arise, however, when a family member borrows money to a loved one facing significant debt and, potentially, bankruptcy. If you...
In bygone years, you might have been an enigma on your block if you related to your neighbors and acquaintances that someone who made representations to you on the phone or through the mail turned out to be a scam artist intent on somehow defrauding you. Sadly, and as...
Many Ohio residents may feel as if bankruptcy may not be right for them because they have heard that filing will negatively affect credit scores. While it is true that bankruptcy will have an effect on such scores, that reason alone may not be worth disregarding this...
When considering debt relief options, there may be many aspects of an Ohio resident's financial state to consider. For instance, if an individual has entered into forbearance -- a deferred payment plan -- with a lender, that plan could affect a person's debt...
When Ohio residents are considering filing for bankruptcy, they may feel as if they are alone in their financial struggles. Some may even think that their situation is one to be ashamed of and that the majority of others are able to contend with their finances without...
Even celebrities are not immune to financial difficulties. As a result, these individuals could easily find themselves seeking help for substantial debt that they have accumulated. Bankruptcy is an option that many individuals opt to utilize in order to get their...
