The major downside of filing for bankruptcy is that it can hurt your credit score. This makes it harder to obtain refinancing, take out loans or start a business in the future. Because bankruptcy can leave a mark on your credit for the next ten years, you might be...
Month: December 2017
Ways creditors might harass you: Legal or illegal?
When you owe money from a loan or mortgage, you may suddenly find yourself in a mafia-esque situation. Creditors can seem to act more like mobsters coming to collect money for the boss. There are several ways – some illegal – that creditors can pressure...
Ohio residents alarmingly more prone to medical debt
In causes of American debt, medical expenses are at the top of the list. Especially for patients going through a long-term health issue, healthcare bills can quickly pile up. Many people don’t have enough savings to cover the cost of an unexpected injury or...
Options for Ohio graduates with student loan debt
Many students decide to attend college or graduate programs to increase their chances of securing their dream job, or at least a stable income. Still, graduates often find that when they enter the job market, it can be difficult to get a position in their field, let...