Ohio residents who are suffering under debt have a lot on their plate. This is especially true if creditors begin to harass you. They may use tactics that border on what could be considered legal, or even some that are downright illegal, to try intimidating you. If you are in that kind of situation, filing for bankruptcy may help.
FindLaw takes a look at a few of the different ways you can end creditor harassment and get back your life. Filing for bankruptcy legally makes it so that creditors can no longer pursue you for money. This means an end to:
- Threatening phone calls or letters
- Intimidating at-home visits
- Email floods
- Other intimidation and threat tactics
Have creditors threatened to evict you from your home? Have they issued verbal threats, like saying that they can put you in deep financial trouble or blacklist you? All of these issues should come to an end if you file for bankruptcy.
Other tactics that may be used despite their legality include calling at all hours, publishing your name on "bad debt" lists, threatening arrest, cursing or using abusive language, and failing to cease communication if you request for them to do so.
In you are experiencing any of these things, talking to an attorney can be a great place to start. They know the ins and outs of bankruptcy law. Most importantly, they also know how to legally handle creditors. It can be a powerful way to get them off your back when you have an attorney speaking for you.