Some Ohio residents who are struggling with their financial obligations choose to file for bankruptcy protection under Chapter 13. When they do so, they enter into repayment plans through which they pay off a portion of their debts over a time period that lasts from...
Ohio residents and others across the United States have the right to file for bankruptcy, though the process comes with certain rules and conditions that must be met. Violating the rules can result in penalties, as a bankruptcy filer in Kansas recently discovered. The...
Families in Ohio and across the country send credit card companies an average of $1,292 each year in interest payments as part of paying off their balances, but that figure will likely be going up in the coming months. The U.S. Federal Reserve announced a quarter...
Since there are many credit card companies that feature incentives, such as reward points and store discounts, Ohio residents might be inclined to use them for their holiday shopping. However, they may want to read these few tips first. During heavy shopping seasons,...
As the health insurance marketplace is open once again, you might find yourself re-evaluating your plan for 2017. You're likely checking the provider's list twice to ensure that the care you receive is both trusted and close to home. Before you find yourself in need...
Ohio residents who have more debt than they can afford to pay back may choose to file for bankruptcy. While considering bankruptcy, it is important for them to understand the laws about transferring assets. If valuable property is transferred before a bankruptcy...
Thousands of Ohio residents fall victim to identity thieves each year, and the resulting harassment from creditors and debt collectors prompts some victims to consider filing a personal bankruptcy. While a bankruptcy filing does put an end to creditor harassment, it...
Ohio residents may be interested in a ruling holding that a vehicle involved in a title pawn is still part of the debtor's Chapter 13 bankruptcy estate. This was the decision made by the U.S. District Court for the Middle District of Georgia. However, the lender is...
Family members love each other and want to support one another through tough times both emotionally and financially. A perilous situation can arise, however, when a family member borrows money to a loved one facing significant debt and, potentially, bankruptcy. If you...
It is possible that a debt may no longer be legally collected because the applicable Ohio statute of limitations has expired. However, companies may still try to collect on that debt as it can be profitable to do so. This is because making a single payment on such a...
