Many states have homestead exemption laws, which permit homeowners to list a portion of their home as a "homestead" and thus make it off limits to creditors in the event of a bankruptcy. Ohio is one such state. FindLaw explores Ohio's homestead laws in brief....
If you are like many people in Ohio, when you think about filing for bankruptcy, you might automatically think about a Chapter 7 bankruptcy plan. This is generally the most well-known type of consumer bankruptcy. However, it is not the only one as many consumers find...
Credit cards can either be helpful for harmful when it comes to credit scores. While having open credit can be beneficial on your credit report, high interest rates and charges can make it difficult to keep up with overwhelming credit card payments. This can lead to...
We have discussed many bankruptcy-related concerns and the different circumstances people who have excessive debt find themselves in. If you are a parent, there are a number of factors that you may want to take into consideration if you are thinking about filing a...
Ohio residents who are suffering under debt have a lot on their plate. This is especially true if creditors begin to harass you. They may use tactics that border on what could be considered legal, or even some that are downright illegal, to try intimidating you....
When you are in debt, it can feel overwhelming. Bills can pile up while you struggle to find a good place to start repairing the damage to your financial well-being. However, you cannot begin to address a debt issue without knowing what caused it. That’s why...
When workers show up to their job in Ohio and are met with the startling and unexpected news that they have been laid off, they could be left scrambling to pick up the pieces and figure out where to begin. Rarely, do people ever expect to lose their job. When it...
Realizing that the debt you have accumulated is more than what you are capable of paying back by the required dates is jarring, to say the least. Now, you are left to scramble and make changes to allow you to meet your lenders' requirements before you are sent to...
When most people think of bankruptcy, they think of individuals who spend too much, budget too little and all around mismanage their money. However, according to The Motley Fool, the number one reason people go bankrupt is a reason no one can control — not even...
If you are like most Ohio residents who found themselves in over their heads with debt, bankruptcy may have been your only viable relief option. Now that you are debt free, however, you may wonder what you can do to rebuild your credit score and move forward with your...
